Fees
At Sonder Wealth, we believe financial planning should be clear, transparent and fair.
We begin with your life, not your portfolio.
OUR SERVICES
Clear from the start.
Support as life evolves.
An initial service to create your financial plan, followed by ongoing advice and support through our Wealth Partnership.
INITIAL ADVICE & PLANNING SERVICE
Sonder Lifestyle
Financial Planning
Your life. Your goals. Your financial plan.
Many advice firms continue to link initial advice fees to the value of investments.
At Sonder Wealth, we believe the cost of creating a financial plan should reflect the complexity and scope of the work involved, rather than simply the size of a portfolio.
A fixed fee.
Agreed in advance.
Following our complimentary introductory meeting, we will agree a fixed fee in advance.
This typically includes:
✓ Dynamic household cashflow modelling
✓ A comprehensive financial plan
✓ Personalised recommendations
✓ Implementation of agreed recommendations
As an independent financial planning practice, we are able to consider a broad range of solutions when formulating our recommendations.
ONGOING ADVICE & SUPPORT SERVICE
Sonder Wealth
Partnership
A financial plan that evolves with you.
Building a financial plan is only the beginning. As life evolves, your financial plan should evolve with it.
Our Wealth Partnership service provides ongoing advice, planning and support to help keep your finances aligned with your goals.
One ongoing relationship.
One ongoing fee.
This may include:
✓ Regular review meetings
✓ Ongoing financial planning
✓ Cashflow modelling updates
✓ Investment oversight
✓ Tax planning considerations
✓ Retirement planning support
✓ ISA and pension funding discussions
✓ Withdrawals when required
✓ Support through major life events
✓ Access to a trusted network of professionals
The ongoing fee is agreed in advance and aligned to both the portfolio we oversee and the ongoing service we provide.
No surprise charges
for routine planning
and advice.
Whether you're investing additional funds, reviewing your retirement plans or adapting to changing circumstances, we're here to help.
As your life changes, your financial plan should evolve with it.
Important information
The value of pensions and investment and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.
The Financial Conduct Authority does not regulate Cashflow Modelling, Estate, School Fees or Tax Planning.
FAQs
Sonder Wealth uses a fixed-fee approach for initial financial planning and advice. The fee is based on the scope and complexity of the work required rather than automatically being calculated as a percentage of the amount you have available to invest.
We believe the cost of initial advice should reflect the work involved. Two clients may require a similar amount of research, planning and advice even if the value of their assets is very different. A fixed-fee approach allows the cost to be based on the work required rather than an arbitrary percentage of a portfolio.
Yes. Following the initial discovery process, the scope of work and associated fee will be explained before you decide whether to proceed. The aim is for you to understand clearly what you are paying and what is included.
The agreed initial fee will clearly set out the work included within the scope. Sonder Wealth’s approach is based on transparency, so you should understand the cost before work begins rather than encountering unexpected extras later.
If you choose to continue working with Sonder Wealth after the initial planning and implementation, an ongoing service is available to keep your financial plan aligned with changes in your life, circumstances and objectives.
Where assets are managed on your behalf, the ongoing advice fee is 0.75% per year of the assets under management.
This ongoing fee is separate from Sonder Wealth’s fixed-fee approach to initial advice and will be explained clearly before you decide whether to proceed, so you understand exactly what you are paying and what is included.
Questions about fees?
If you'd like to understand how the fee structure could apply to your circumstances, start with a conversation.