Last updated: 04 October 2026
 

These Terms & Conditions govern your use of the Sonder Wealth Limited website at www.sonderwealth.co.uk (“the Website”).
 

Please read them carefully before using the Website. By accessing or using the Website, you agree to these Terms & Conditions. If you do not agree with them, please do not use the Website.
 

1. About Sonder Wealth Limited
 

Sonder Wealth Limited provides independent financial planning and financial advice services in the United Kingdom.

Regulatory Status:

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Sonder Wealth Limited is an appointed representative of Corbel Partners Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registered Number: 17450477.

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• Registered Office Address: Unit A St. Andrews Court, Wellington Street, Thame, England, OX9 3WT

• Trading Address: OX9 Thame Offices, 13 Upper High Street, THAME, Oxfordshire, OX9 3ER

• Company Registration Number: 17450477

• ICO Registration Number: ZC246171
   

You can check the regulatory status of a financial services firm using the Financial Services Register on the FCA website.

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2. Information on This Website
 

The content of this Website is provided for general information and educational purposes only.

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Unless expressly stated otherwise, nothing on this Website constitutes:

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• personal financial advice;

• investment advice;

• a personal recommendation;

• tax advice;

• legal advice; or

• an invitation or recommendation to buy, sell or hold any particular investment, product or financial instrument.

 

​Financial advice can only be provided after we have obtained sufficient information about your individual circumstances, objectives, financial position and needs. Information presented on this Website should therefore not be relied upon as a substitute for personalised professional advice.
 

3. No Client Relationship Created

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Your use of this Website, including:

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• reading articles or Insights;

• watching videos;

• completing a contact form;

• subscribing to communications; or

• contacting Sonder Wealth,

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does not in itself create an adviser-client relationship. A formal client relationship will only begin once the appropriate onboarding process has been completed and the relevant engagement documents and Terms of Business have been agreed.
 

4. Investments and Financial Risk

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The value of investments can fall as well as rise, and you may get back less than you invest.

Past performance is not a reliable indicator of future performance.

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Any examples, projections, illustrations, cashflow models or scenarios shown on this Website are provided for illustrative purposes only. They are not guarantees of future performance or outcomes.

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Financial planning may involve assumptions about matters including:

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• investment returns;

• inflation;

• taxation;

• interest rates;

• life expectancy;

• income and expenditure; and

• future economic conditions.

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Actual outcomes may differ materially from assumptions or projections.
 

5. Cashflow Planning and Illustrations

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Sonder Wealth Limited may use cashflow planning and financial modelling as part of its financial planning process.

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Cashflow models are designed to help illustrate possible future financial outcomes based on information and assumptions available at the time.

They should not be regarded as predictions or guarantees of the future.

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Changes in personal circumstances, legislation, taxation, investment performance, inflation, expenditure, longevity or other factors may materially affect actual outcomes.

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Any personalised cashflow modelling will form part of an appropriate financial planning process and should be considered alongside the relevant advice and supporting documentation.
 

6. Accuracy of Information

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We aim to ensure that information published on this Website is clear, accurate and current.

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However, financial regulation, legislation, taxation, products and market conditions can change.

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We therefore do not guarantee that all content on the Website will always be:

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• complete;

• current;

• error-free; or

• suitable for your individual circumstances.

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We may update, amend or remove Website content at any time without notice.
 

7. Taxation and Legislation

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Any references to taxation, tax allowances, reliefs, legislation or regulatory rules are based on our understanding at the time the relevant content is produced.

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Tax rules and legislation may change.

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The value of tax treatment and any available reliefs will depend upon your individual circumstances and may be subject to change in the future.

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Where specialist tax or legal advice is required, you should consult an appropriately qualified professional.
 

8. Website Availability

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We aim to keep the Website available and operating properly.

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However, we do not guarantee uninterrupted or error-free access.

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The Website may occasionally be unavailable due to:

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• maintenance;

• technical problems;

• security requirements;

• third-party service interruptions; or

• circumstances outside our reasonable control.

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We may suspend, withdraw or change any part of the Website without notice.
 

9. External Websites and Third-Party Content

This Website may contain links to third-party websites, platforms, tools or services.

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These links are provided for convenience and information only.

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Unless expressly stated otherwise, Sonder Wealth Limited does not control, endorse or accept responsibility for:

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• third-party websites;

• their content;

• their availability;

• their privacy practices; or

• any products or services offered through them.

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You access third-party websites at your own discretion and subject to their own terms and policies.
 

10. Third-Party Technology and Financial Planning Software

Sonder Wealth Limited may refer to or use third-party financial-planning software, platforms or other technology in connection with its services.

 

References to third-party platforms on this Website do not imply that Sonder Wealth Limited owns, controls or guarantees those platforms.

Third-party tools may be subject to separate terms, availability requirements and data-processing arrangements.
 

11. Intellectual Property

Unless otherwise stated, all content on this Website is owned by or licensed to Sonder Wealth Limited.

This includes, without limitation:

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• written content;

• branding;

• logos;

• graphics;

• photographs;

• videos;

• illustrations;

• downloadable materials;

• page layouts;

• design elements; and

• original financial-planning content.

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You may view and download Website content for your own personal, non-commercial use.

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You may not, without prior written permission:

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• reproduce;

• republish;

• modify;

• distribute;

• sell;

• commercially exploit;

• scrape;

• systematically extract; or

• create derivative works from

• any Website content.

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All third-party trademarks and intellectual property remain the property of their respective owners.
 

12. Acceptable Use

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You must not use this Website:

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unlawfully or fraudulently;

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• to transmit malicious software, viruses or harmful code;

• to attempt unauthorised access to the Website or related systems;

• to interfere with Website security or operation;

• to collect information about other users without authorisation;

• to impersonate another person;

• to submit knowingly false or misleading information; or

• in any way that may damage Sonder Wealth, its systems or other users.
   

13. Website Forms and Information You Provide

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If you submit information through a Website form, you are responsible for ensuring that the information supplied is accurate and does not infringe the rights of any third party.

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Please do not submit highly sensitive financial, medical, identity or security information through a general Website contact form unless expressly requested through an appropriate secure process.

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Submission of a Website enquiry does not guarantee that Sonder Wealth will be able to accept you as a client.
 

14. Email and Electronic Communication

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Electronic communications are not always secure.

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You should avoid sending highly confidential or sensitive financial information by ordinary email unless an appropriate secure method has been agreed.

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Sonder Wealth cannot guarantee that email communications will always be free from interception, corruption, delay or error.
 

15. Financial Promotions and Website Content

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Content on this Website may constitute a financial promotion for regulatory purposes.

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Where required, Website content and financial promotions will be subject to appropriate regulatory oversight and approval.

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Sonder Wealth Limited reserves the right to amend or withdraw any Website communication in order to meet regulatory or compliance requirements.
 

16. Availability of Services

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Services described on this Website may not be suitable or available for every person.

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Whether Sonder Wealth Limited can provide advice or services will depend on matters including:

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• your circumstances;

• your objectives;

• the nature of the advice required;

• applicable regulatory permissions; and

• whether Sonder Wealth considers that it can appropriately meet your needs.

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We reserve the right not to accept an instruction or client engagement.
 

17. Geographic Scope

This Website is primarily intended for individuals seeking financial planning services in the United Kingdom.

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Sonder Wealth Limited does not represent that its services or Website content are appropriate for use in every jurisdiction.

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If you access this Website from outside the United Kingdom, you are responsible for ensuring that doing so complies with the laws applicable in your location.
 

18. Limitation of Liability

Nothing in these Terms & Conditions excludes or limits liability where it would be unlawful to do so.

Subject to that, Sonder Wealth Limited will not be responsible for loss or damage arising solely from:

reliance on general Website information without obtaining personalised advice;

temporary Website unavailability;

third-party websites or services;

malware or other technologically harmful material originating outside our reasonable control; or

decisions taken on the basis of information that was clearly provided for general or illustrative purposes.

Nothing in these Terms affects any legal or regulatory rights you may have in connection with regulated financial advice provided by Sonder Wealth.
 

19. Privacy

Our use of personal information is governed by our Privacy Policy, which explains:

what information we collect;

why we collect it;

how it is used;

who it may be shared with;

how long it is retained; and

your rights in relation to your personal information.

Please read the Privacy Policy alongside these Terms & Conditions.
 

20. Cookies

The Website may use cookies and similar technologies.

For information about the cookies used, their purposes and how you can manage your preferences, please see our Cookie Policy.

Where required, non-essential cookies will only be used after you have provided the appropriate consent.
 

21. Complaints

We aim to provide a high standard of service. If you are dissatisfied with any regulated service provided by Sonder Wealth Limited, our complaints procedure is available on request.

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Complaints Contact:
Attention: Compliance Department / Steve McNamara
Email: steve@sonderwealth.co.uk / info@sonderwealth.co.uk
Telephone: +44 7818 504461
Postal Address: OX9 Thame Offices, 13 Upper High Street, THAME, Oxfordshire, OX9 3ER

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk.

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22. Financial Services Compensation Scheme

Certain regulated financial services provided through our principal firm, Corbel Partners Limited, may be covered by the Financial Services Compensation Scheme (FSCS) if the relevant regulated firm is unable to meet its liabilities.

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The availability and level of compensation depend on the nature of the claim and the eligibility criteria. Further information can be provided on request or obtained directly from the Financial Services Compensation Scheme.

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23. Regulatory Status & Regulatory Statement

Sonder Wealth Limited is an appointed representative of Corbel Partners Limited which is authorised and regulated by the Financial Conduct Authority.

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- Registered Office Address: Unit A St. Andrews Court, Wellington Street, Thame, England, OX9 3WT
- Trading Address: OX9 Thame Offices, 13 Upper High Street, THAME, Oxfordshire, OX9 3ER
- Company Registration Number: 17450477
- FCA Regulatory Reference: Sonder Wealth Limited acts as an Appointed Representative under Corbel Partners Limited (FCA Register Number: 05280582).

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24. Changes to These Terms

We may update these Terms & Conditions from time to time. The latest version will always be published on this page together with the date on which it was last updated. Continued use of the Website after changes are published constitutes acceptance of the updated Website Terms.

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25. Severability

If any provision of these Terms & Conditions is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force to the extent permitted by law.

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26. No Waiver

If Sonder Wealth Limited does not immediately enforce any provision of these Terms & Conditions, this does not mean that the relevant right has been waived.

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27. Governing Law and Jurisdiction

These Terms & Conditions and any dispute arising from your use of the Website are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction in relation to disputes arising from these Website Terms.

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28. Contact Us

If you have any questions about these Terms & Conditions, please contact:

Sonder Wealth Limited
Email: info@sonderwealth.co.uk
Email: steve@sonderwealth.co.uk
Telephone: +44 7818 504461
Website: www.sonderwealth.co.uk
Registered Office Address: Unit A St. Andrews Court, Wellington Street, Thame, England, OX9 3WT
Trading Address: OX9 Thame Offices, 13 Upper High Street, THAME, Oxfordshire, OX9 3ER
Company Registration Number: 17450477
ICO Registration Number: ZC246171